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Financial Readiness Program

  • Army Community Services (ACS)
  • Financial Readiness Program
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Sign up for Training

Take control of your financial future - enroll in our classes today. 

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ACS Calendar

Enroll in our classes today to enhance your budgeting and debt management skills, and access online resources!

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Contact Us

Let one of our Accredited Financial Counselors set you up for financial success.

Financial Planning

Get money smart with the Financial Readiness Program (FRP).

We help Soldiers, Families, retirees, and DoW Civilians manage money wisely. Get solid advice on budgeting, saving, debt management, credit, retirement planning, and consumer protection. We also connect service members to financial assistance programs, such as Army Emergency Relief.

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Financial Education and Training

Voluntary and mandatory classes cover budgeting, debt, investing, and more, including specialized training for military leaders. Access online resources to build financial knowledge at your own pace.

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Master Your Money

Learn how to create a budget, save for emergencies, and spend wisely to avoid debt. Get tips on managing credit cards and reaching your financial goals.

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Credit and Debt Management

Your credit score affects your financial future. Improve it with our tips on managing debt, getting free credit reports, and protecting yourself from fraud.

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Retirement and Financial Planning

Do you understand the military’s Thrift Savings Plan (TSP) and Blended Retirement System (BRS)? We can make them easy to understand and help you choose the best option for you.

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Consumer Protection and Financial Advocacy

Scams are everywhere. Protect your assets by learning how to spot them and how to report unfair business practices. Get essential tips for your next car or home purchase.

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Emergency Financial Assistance

In times of need, Army Emergency Relief (AER) and the Air Force Aid Society (AFAS) provide emergency financial support for service members and their Families. Explore other military relief programs for additional assistance options.

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Keep Exploring

Smooth Moves Workshop

Are you getting ready to PCS? Let ACS help you get ready for the transition!

Oct 19 10 am - 11:30 am
Smooth Moves Workshop

Smooth Moves Workshop

Are you getting ready to PCS? Let ACS help you get ready for the transition!

Oct 19 10 am - 11:30 am
Smooth Moves Workshop
Multicultural Lunch Social

Multicultural Lunch Social

Bring your lunch and join us for a fun get together to learn more about Europe!

Oct 19 11:30 am - 12:30 pm

Multicultural Lunch Social

Bring your lunch and join us for a fun get together to learn more about Europe!

Oct 19 11:30 am - 12:30 pm
Multicultural Lunch Social

Dads 101

New to being a father? ACS can help!

Oct 19 6 pm - 7:30 pm
Dads 101

Dads 101

New to being a father? ACS can help!

Oct 19 6 pm - 7:30 pm
Dads 101
Stress & Anger Management Class

Stress & Anger Management Class

Join our transformative Stress and Anger Management Class to regain control of your emotions and cultivate a more peaceful, fulfilling life. Led by expert facilitators, this interactive program provides practical tools and techniques to effectively manage stress and anger, helping you enhance your emotional well-being and improve your relationships.

Oct 20 11:30 am - 12:30 pm
Educational Support Playgroup

Educational Support Playgroup

ACS invites parents with children (under age 5) to come and play together and meet new people.

Oct 20 1 pm - 2 pm
Basic Training for New Parents

Basic Training for New Parents

Our Basic Training for New Parents Class provides essential education on newborn care, comforting techniques, safe sleep practices, and more to help expecting and new parents feel confident on their parenting journey. Led by experienced instructors, the interactive sessions foster community connections and empower you with the skills needed to thrive in the early weeks at home.

Oct 20 5:30 pm - 8:30 pm
OPOC Training

OPOC Training

Training for Organizational POCs who manage volunteers, certify volunteer hours, and manage volunteer positions on the online VMIS.

Oct 21 9 am - 11 am

Credit Management

Take control before credit controls you.

Oct 21 2 pm - 3 pm
Credit Management
Credit Management

Credit Management

Take control before credit controls you.

Oct 21 2 pm - 3 pm
Educational Support Playgroup

Educational Support Playgroup

ACS invites parents with children (under age 5) to come and play together and meet new people.

Oct 22 1 pm - 2:30 pm
Host Nation Tour

Host Nation Tour

Let ACS introduce you to Germany!

Oct 23 10 am - 2 pm
Baumholder 101

Baumholder 101

Baumholder Spouses and Army Community Service are teaming up to provide community resources to incoming Spouses and their families.

Oct 26 10:30 am - 12:30 pm
Comfort Measures & Preparation for Childbirth

Comfort Measures & Preparation for Childbirth

Take part in this interactive class with Army Community Service (ACS) and the New Parent Support Program!

Oct 26 5 pm - 8 pm
Couples Communication

Couples Communication

This dynamic class is designed to strengthen relationships by teaching effective communication skills through interactive workshops and personalized support. Whether you're newlyweds or experienced partners, this program helps you rediscover intimacy and resolve conflicts, empowering you to create a deeper emotional bond.

Oct 27 11:30 am - 12:30 pm
SFRG Care Team Training

SFRG Care Team Training

Are you a newly appointed Care Team Volunteer? This class is for you!

Oct 29 10 am - 11:30 am
Spouse Sponsorship Training

Spouse Sponsorship Training

This course will help you fulfill the role as a sponsor for incoming spouses.

Oct 29 10 am - 11:30 am
The No-Stress Holiday Budget

The No-Stress Holiday Budget

The holidays are expensive! Let's help you plan.

Oct 29 11 am - 12 pm
Host Nation Tour

Host Nation Tour

Let ACS introduce you to Germany!

Oct 30 10 am - 2 pm
Baumholder 101

Baumholder 101

Baumholder Spouses and Army Community Service are teaming up to provide community resources to incoming Spouses and their families.

Nov 9 10:30 am - 12:30 pm